MetLife Legal Plans offers fully covered services for the most frequently needed personal legal matters, as well as advice and guidance on an unlimited number of personal legal matters. Our plan covers a wide range of different legal issues and there are no restrictions on how often you can use your plan. The plan also includes unlimited initial consultations with a lawyer, as long as it is not an excluded issue. Comprehensive coverage for over 60 legal issues, including: Signing up for a legal plan is like having a lawyer by your side. If you use a network lawyer for the covered services, all attorney fees are covered by the prepaid legal plan. Payments are made through convenient payroll deductions. MetLife Legal Plans includes office advice and telephone advice for an unlimited number of covered and uncovered personal legal matters, as long as they are not excluded. These services are provided by local network lawyers. Yes, MetLife Legal Plans encourages members to use the plan to resolve as many legal issues as possible, even if they are pre-existing issues.
The only pre-existing issues that are not covered are those for which you retained a lawyer before you were eligible for plan benefits. This is necessary to protect the existing customer relationship. If you are a member of a legal plan, you can quickly access the plan members page to view your employer`s legal plan coverage, or call our Customer Service Centre at 800-821-6400 (8 a.m. to 8 p.m. EST, Monday to Friday). Our goal has always been to provide affordable, quality legal aid and to make it easier for you to get that help. We offer access to lawyers for all of the above issues and more for a low monthly fee with no waiting, deductibles, co-payments or claim forms if you use a network lawyer for a covered matter. Our lawyers will guide you from start to finish, no matter how long it takes to resolve your issue. “Fully covered” means that all legal services related to the covered case will be paid for by the legal regime if you use a lawyer in the network. There are no copayments, deductibles or claim forms if you use a network lawyer. You are also entitled to advice and guidance on matters that are not fully covered by the plan, as long as they are not excluded.
Low-cost access to legal protection is available from MetLife Legal Plans. Fully covered legal services are free when you sign up and pay the small monthly premium of $15.74. You must enroll in the plan within 30 days of your employment at USC or wait for the next open enrollment. The plan offers unlimited and confidential telephone advice and office advice, giving you the opportunity to discuss with a lawyer any personal legal matter that is not specifically excluded, even if the matter is not fully covered by the plan. For an affordable monthly fee, our Legal Employee Benefits Program provides value, convenience and security by giving you easy and cost-effective access to lawyers for a variety of personal legal services, including advice and advice on an unlimited number of personal legal matters. If you are considering subscribing to the legal plan offered by your employer, visit our information centre. Your human resources or benefits department may provide you with an access code to register. Legal problems arise when you get married, have a baby, buy a house, lose a loved one, or need legal documents. For example, while lawyers typically charge $100 to $500 to prepare a will, the value of a prepaid legal plan is easy to see.
Accidents can happen at any time and treatment can derail a household`s budget. MetLife accident insurance payments are made directly to you, not your doctor, so you can use the money however you want. More than 150 events are covered by this plan, in addition to all the benefits your medical plan can pay. This plan includes a wellness benefit that pays you $50 to complete one of many preventative health measures (completing the USC Health Assessment is one of them). Additional forms relevant to your particular situation may be required. Or you can search for the brochure for the holistic overview of services. Explore these documents and download them now. Eligible life events allow you to make changes to certain benefits outside of the open registration period. Some benefits, such as life insurance, can be updated at any time. Visit USC`s MetLife employee portal for a wealth of useful information.
Below are specific links to the different options available. You can opt for most of them only at the time of recruitment or during open registration. A serious illness in the family can be a scary and uncertain time. A lump sum payment – one convenient payment at a time – is paid directly to you when it counts, which means one less worry. In addition, conditions covered include heart attack, cancer, and stroke, among others. This plan includes a wellness benefit that pays you $50 to do one of many preventive health care activities, but if you only have critical illness insurance and have a mammogram, the plan will pay you $200.